SSDI Payments Arriving Soon: First Round of $1,580 Checks in 10 Days

If your date of birth falls between 1 and 10, you may receive a Social Security Disability Insurance (SSDI) payment on February 12, 2025. However, you will still have to wait for about 10 days for this payment. You can receive this amount through check or direct deposit.

But if you do not get this payment on February 12, even if your date of birth falls in this category, there may be a simple reason behind it.

Who will get SSDI payment on February 3?

If you have been receiving disability benefits since May 1997 or you are a beneficiary of both Social Security and Supplemental Security Income (SSI), then your SSDI amount may be received on February 3, 2025.

Beneficiaries whose payment is due on February 3 can get this amount within 24 hours.

First installment of SSDI payment on Wednesday

On Wednesday, February 12, 2025, the maximum amount of SSDI payment you can receive is $4,018. However, certain conditions must be met to receive such a large amount:

  • You must apply at the maximum age according to SSA rules.
  • You must have worked in SSA-covered jobs for at least 35 years.
  • Your earnings over all these years must be at least taxable maximums.

But most SSDI beneficiaries do not receive such a large amount. In fact, the average SSDI payment is much less. The average SSDI payment as of January 2025 is $1,580, down from $1,542 previously.

Increase in SSDI payments in 2025

The Social Security Administration (SSA) has implemented a 2.5% cost-of-living adjustment (COLA) for 2025, increasing the monthly amount SSDI beneficiaries receive.

Due to this increase, beneficiaries will receive about $38 extra every month. This means that SSDI beneficiaries will receive a total of $456 more in the whole year.

What to do if you don’t get SSDI payment on February 3 or 12?

Some beneficiaries will not receive payment on February 3 or 12. There are two main reasons for this:

  • Your date of birth is between 11-20 or 21-31.
  • You started receiving SSDI benefits after April 30, 1997.

If you don’t receive payment on the scheduled date, there is no need to panic. According to SSA, you should wait for three mailing days in case of any delay.

During this time, it is advisable to contact your bank or financial institution first, as sometimes banks may delay processing the payment due to technical reasons.

However, SSA ensures that all beneficiaries receive their payment on time. If the payment hasn’t arrived after three days, contact the Social Security Administration.

FAQs

Q. When will the first round of SSDI payments be sent?

A. The first round of SSDI payments will be sent on February 12, 2025, for those born between the 1st and 10th.

Q. Who will receive SSDI payments on February 3, 2025?

A. Beneficiaries who started receiving disability benefits before May 1997 or those receiving both SSDI and SSI will get paid on February 3, 2025.

Q. How much is the average SSDI payment in 2025?

A. The average SSDI payment is $1,580, after a 2.5% COLA increase in 2025.

Q. What should I do if I don’t receive my SSDI payment on time?

A. Wait three mailing days, then check with your bank. If there’s still an issue, contact the Social Security Administration (SSA).

Q. Will all SSDI beneficiaries get their payments on the same date?

A. No. Payment dates depend on your birth date and whether you started receiving benefits before or after April 30, 1997.

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